Capture
Snap a photo of your weekly Wolt or Bolt statement. Upload from your phone. Takes 30 seconds, even on a Sunday at midnight.
For self-employed in LatviaDone-for-you self-employed accounting in Latvia —
Done-for-you self-employed accounting in Latvia —
€7 a month.
We file your VSAOI every quarter, keep your residence permit safe under the €150 rule, and reply on WhatsApp the same day. Built for couriers, drivers and freelancers who actually live and work here.
14 days free · Card added at signup · €7/month from day 15
14 days freeThen €7/month · Cancel anytime
€150 rulePermit-safety monitored
WhatsAppReplies under 1 hour
Riga officeReal humans, Mon–Fri
The rule that ends permits
The €150 rule that ends permits.
Under Latvia's Immigration Law §23, the PMLP can refuse or cancel your residence permit if you carry registered tax debt over €150 — or if no taxes have been paid for you in the last year.
One missed quarterly VSAOI for an average Wolt courier is around €727. Wolt and Bolt now report every courier's earnings to VID under DAC7 — they already know what you earned.
RozoFinance closes that gap. €7/month. Quarterly permit-safety check included.
Source: likumi.lv · Immigration Law §23 (official Latvian legal database, English translation) · paragraphs 2–4 and 7
How it works
Three steps. That's the whole product.
Track
See your income, your tax owed, and how far you are from the €150 threshold. Updated the moment we receive your data.
File
We file your VSAOI every quarter and your annual GID — directly in VID's EDS portal under your name. You get a confirmation on WhatsApp.
Five services. One company.
Everything you need to stay legal in Latvia.
Flagship · New
€7/month · cancel anytime
Self-employed accounting
VSAOI filed every quarter. Annual GID prepared. Quarterly permit-safety check. WhatsApp support. Built for couriers, drivers and freelancers in Latvia.
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Money transfer
Send money home or across Europe. Tracked, transparent, fast — usually within one working day.
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Short-term loan
Cash this week. Borrow against your laptop, phone or watch. Get the item back when you repay.
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Legal services
Administrative fines, residency paperwork, employer disputes, Latvian-language letters. Free 24-hour written assessment.
See legal helpPricing
€7 a month — and you never open EDS again.
- Quarterly VSAOI filed for you in EDS — 17 Apr / Jul / Oct / Jan.
- Annual GID (income declaration) prepared and submitted by 23 June.
- Quarterly permit-safety check — we tell you what you owe and when.
- WhatsApp support, Mon–Fri 10:00–18:00 EET. Real human. Replies under 1 hour.
- If VID writes to you, we respond on your behalf.
Why people stay with us
Three things every other provider gets wrong.
01 / Filed for you
We file. You don't.
Accounting software gives you forms. Accountants charge €50–€150 per visit. We do the filing — every quarter, every year — for the price of two coffees.
02 / Permit-aware
We watch the €150 line.
Every quarter we send you a permit-safety report — how much you owe, when it's due, and whether you're approaching the line. The other guys don't even know the rule exists.
03 / Penalty remediation
Penalty remediation and legal support.
If VID writes to you, we don't just forward the letter. We respond on your behalf, contest where there's basis, and bring in legal counsel if it escalates.
Real customers
People who actually live here.
No stock photos. No paid reviews. Names changed only where the customer asked.
I drove Wolt for two years and never filed taxes. I was scared. Santa fixed everything in three weeks. No penalty. Now I sleep at night.
Arjun S.
VID sent me a warning letter in Latvian. I sent it to RozoFinance. They handled it. No fine. €7 a month was the easiest yes of my year.
Bilal A.
I tutor online and deliver food on weekends. They explained which tax regime saved me money in 10 minutes. I forward my statements once a month and forget about it.
Diana K.
wolt·earnbolt·drivebolt food·deliveryango·courier
Customers of RozoFinance work on these platforms. Wordmarks shown for orientation only — not affiliations.
Questions
What people ask us most.
What is the tax-debt threshold that can cost me my residence permit?
Latvia's Immigration Law §23 lets PMLP refuse or cancel a residence permit if you have registered tax debt over €150, or if no taxes have been paid for you in the last year. Source: likumi.lv/ta/en/en/id/68522-immigration-law (official Latvian legal database).
What is VSAOI and how often do I have to file it?
VSAOI is Latvia's mandatory social-insurance contribution for self-employed people. You file it quarterly — by 17 April, 17 July, 17 October and 17 January. At an average Wolt-courier income that's roughly €727 per quarter. We do the filing for you.
What happens if I do not file?
VID charges late penalties and interest, and your debt becomes registered. Under DAC7, Wolt and Bolt already report your earnings to VID — so the gap shows up automatically. Over €150 in registered debt triggers the permit risk above.
How fast do you reply on WhatsApp?
Most messages get a reply within one hour during working hours — Mon–Fri 10:00–18:00 EET. Outside working hours we reply first thing the next working day.
Is there a money-back guarantee?
Your first month is free. After that: if we miss a VID filing deadline that was our responsibility, we refund the month and pay any late penalty ourselves. That's the deal.
Can I cancel anytime?
Yes. Cancel via WhatsApp or in your account. No contract, no notice period, no cancellation fee. You can re-subscribe later if you change your mind.
Self-employed plan
Stop worrying about VID.
14 days free. Card added at signup. €7/month from day 15. Cancel anytime.
From €7 / month · Cancel anytime
Quick loan
Need cash today?
Walk into our Riga office or apply online. Up to €500 against your collateral, same day.
Up to €500 · 3 months max
Have a question? Message Santa on WhatsApp.
Mon–Fri 10:00–18:00 EET. Most messages answered within the hour.